Personal loan tracking

Loans between people you trust, tracked clearly.

Track personal loans between friends and family with shared confirmation. Agree on terms, confirm every payment, and keep a shared record — without spreadsheets or awkward follow-ups.

Open the web app

Available on iPhone and the web. Sign in with Apple, Google, or email.

Everything you need to lend and borrow with confidence

From the first handshake to the final payment, LoanMe keeps both sides on the same page.

Simple or detailed setup

Start with a one-payment loan (amount, start date, payback date), or use detailed setup for interest, installment counts, frequencies, or a fully custom schedule.

Solo tracking

Keep a private ledger for loans where the other person isn’t on LoanMe. Solo loans skip invites and confirmations, and never affect your Loan Me Score.

Shared confirmation

Both parties review terms, confirm the disbursement, and verify each payment so the record stays accurate and trusted.

Payment review & disputes

Record a payment with optional proof and a payment date. The other side confirms or disputes; you can adjust until you both agree.

Lending & borrowing views

Switch dashboards to see current balance, active loans, past due totals, and what’s due this week — then jump straight into filtered loan lists.

Upcoming payments hub

See what to pay or collect, grouped by person, with expandable next-due rows and schedule edits when both sides agree to a change.

Loan Me Score & report

Build an in-app track record of on-time payments (not a credit bureau score). Request access to a counterparty’s report — with their approval — before you lend.

Reminders & alerts

Push notifications and in-app alerts for due dates, confirmations, disputes, schedule changes, and invites — with per-type preferences you control.

Easy invites

Invite by username if they’re already on LoanMe, reuse past counterparties, or share a secure link and code yourself via text or email.

Calendar subscription

Subscribe once with a personal iCal feed (cal.my-loans.app). Due dates stay in Apple or Google Calendar; tap an event to open the loan in the app.

In-loan messaging

Message your counterparty inside each loan so questions and context stay with the repayment history.

Pay with your apps

Save PayPal, Venmo, Cash App, Chime, or Zelle — or a Bitcoin address — so the other person can pay in a tap. Bitcoin converts from a live price. LoanMe never moves money.