Simple or detailed setup
Start with a one-payment loan (amount, start date, payback date), or use detailed setup for interest, installment counts, frequencies, or a fully custom schedule.
Personal loan tracking
Loans between people you trust, tracked clearly.
Track personal loans between friends and family with shared confirmation. Agree on terms, confirm every payment, and keep a shared record — without spreadsheets or awkward follow-ups.
Available on iPhone and the web. Sign in with Apple, Google, or email.
Everything you need to lend and borrow with confidence
From the first handshake to the final payment, LoanMe keeps both sides on the same page.
Solo tracking
Keep a private ledger for loans where the other person isn’t on LoanMe. Solo loans skip invites and confirmations, and never affect your Loan Me Score.
Shared confirmation
Both parties review terms, confirm the disbursement, and verify each payment so the record stays accurate and trusted.
Payment review & disputes
Record a payment with optional proof and a payment date. The other side confirms or disputes; you can adjust until you both agree.
Lending & borrowing views
Switch dashboards to see current balance, active loans, past due totals, and what’s due this week — then jump straight into filtered loan lists.
Upcoming payments hub
See what to pay or collect, grouped by person, with expandable next-due rows so you can jump straight to the loan.
Loan modifications
Need more time or extra funds? Propose new dates, amounts, or principal. Current terms stay in effect until the other person accepts.
Edit payments as lender
Forgive a missed installment, extend a due date, or log money received — all from one Edit Payments flow, including on solo loans you track alone.
In-loan messaging
Message your counterparty inside each loan so questions, late-payment plans, and context stay with the repayment history.
Loan Me Score & report
Build an in-app track record of on-time payments (not a credit bureau score). Request access to a counterparty’s report — with their approval — before you lend.
Bad-debt write-off
Mark an uncollectible balance as written off and export a bad-debt statement PDF. Written-off loans stay in their own list section and can appear on linked reports.
Reminders & alerts
Push notifications and in-app alerts for due dates, chat, confirmations, disputes, modifications, and invites — with per-type preferences you control.
Easy invites
Invite by username if they’re already on LoanMe, reuse past counterparties, or share a secure link and code yourself via text or email. Invites show the loan title and description.
Calendar subscription
Subscribe once with a personal iCal feed (cal.my-loans.app). Due dates stay in Apple or Google Calendar; tap an event to open the loan in the app.
Printable audit trail
Download a branded audit PDF with the payment schedule (on time, late, past due) plus a ledger of disbursements, payments, and remaining balance.
Pay with your apps
Save PayPal, Venmo, Cash App, Chime, or Zelle — or a Bitcoin address — so the other person can pay in a tap. Bitcoin converts from a live price. LoanMe never moves money.
Get LoanMe
Download on iPhone or open the web app in any browser.
App screenshots
Representative screens from the LoanMe app (v0.1.585). UI may vary slightly by platform.
What’s new
Latest: lender Edit Payments (forgive, extend, or log), audit PDFs with paid/late/past-due schedule status, bad-debt write-off, and clearer onboarding for calendar and audit.
App Store information
Links required for Apple App Store review and user transparency.
Privacy Policy
How we collect, use, and protect your information.
Support
Questions, account help, or data requests.
Terms of Service
Rules for using LoanMe and our services.